Fair Market Rent Lookup: FMR by ZIP Code for 2026
February 12, 2026 • VoucherRents Research Team
What is Fair Market Rent?
FMR is the amount HUD determines is necessary to pay for moderately-priced rental housing in a specific area. It represents the 40th percentile of gross rents—meaning 40% of units rent for less than FMR, 60% rent for more.
FMR vs. SAFMR
Standard FMR: Set at metro/county level, one rate for entire area. Small Area FMR (SAFMR): Set at ZIP code level, reflects neighborhood-level rents, allows access to higher-cost opportunity areas.
FMR vs. Payment Standard
FMR is set by HUD as a baseline. Payment Standard is set by your local PHA, typically 90-110% of FMR. Always contact your PHA for exact payment standards.
Typical FMR by Bedroom Size
Studio: ~75% of 2BR FMR. 1 Bedroom: ~85%. 2 Bedroom: 100% (base). 3 Bedroom: ~128%. 4 Bedroom: ~145%.
Look up FMR for your ZIP code →
Income Limits
Check tenant eligibility for Housing Choice Voucher program. Verify income limits by household size.
Inspection Checklist
HQS inspection preparation tool. Ensure your property passes on the first inspection.
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VoucherRents - Section 8 Compliance Platform
Instant lookup for Section 8 Fair Market Rents (FMR), Small Area FMR (SAFMR), Income Limits, and Housing Quality Standards (HQS) inspection checklists.
Key Features
- Section 8 Rent Limits by ZIP Code - Find Fair Market Rents and Payment Standards
- Income Eligibility Checker - Verify tenant qualification for Housing Choice Voucher program
- HQS Inspection Checklist - Prepare your property for Housing Quality Standards inspection
- Rent Reasonableness Tool - Compare your rent against market rates
- City Directory - Browse rent limits by city and state
All data is sourced from official HUD (U.S. Department of Housing and Urban Development) databases and updated regularly.