HPHA Payment Standards 2026–27

HUD rent figures for the island of Oahu

HUD Small Area Fair Market Rents (SAFMRs), FY2027 (effective Oct 1, 2026), across 60 ZIP codes. The 90–110% column is the basic range for the median ZIP. As a Moving to Work agency, HPHA can set payment standards outside it.

96701 Aiea
$2,36096706 Ewa Beach
$3,21096707 Kapolei
$3,13096709 Kapolei
$2,54096712 Haleiwa
$2,49096717 Hauula
$2,72096730 Kaaawa
$2,37096731 Kahuku
$2,08096734 Kailua
$3,66096744 Kaneohe
$2,80096759 Kunia
$2,54096762 Laie
$3,03096782 Pearl City
$2,68096786 Wahiawa
$3,02096789 Mililani
$2,81096791 Waialua
$2,74096792 Waianae
$2,26096795 Waimanalo
$2,11096797 Waipahu
$2,53096801 Honolulu
$2,54096802 Honolulu
$2,54096803 Honolulu
$2,54096804 Honolulu
$2,54096805 Honolulu
$2,54096806 Honolulu
$2,54096807 Honolulu
$2,54096808 Honolulu
$2,54096809 Honolulu
$2,54096810 Honolulu
$2,54096811 Honolulu
$2,54096812 Honolulu
$2,54096813 Honolulu
$2,20096814 Honolulu
$2,90096815 Honolulu
$3,19096816 Honolulu
$2,53096817 Honolulu
$2,20096818 Honolulu
$3,45096819 Honolulu
$2,46096820 Honolulu
$2,54096821 Honolulu
$3,45096822 Honolulu
$2,52096823 Honolulu
$2,54096824 Honolulu
$2,54096825 Honolulu
$3,81096826 Honolulu
$2,42096828 Honolulu
$2,54096830 Honolulu
$2,54096836 Honolulu
$2,54096837 Honolulu
$2,54096839 Honolulu
$2,54096848 Honolulu
$2,52096850 Honolulu
$2,54096853 J B P H H
$3,45096854 Wheeler Army Airfield
$2,54096857 Schofield Barracks
$3,02096858 Fort Shafter
$2,46096859 Tripler Army Medical Center
$2,54096860 J B P H H
$3,19096861 Camp H M Smith
$2,54096863 M C B H Kaneohe Bay
$3,660

What is the HPHA payment standard?

A payment standard is the maximum monthly amount HPHA uses to calculate a voucher's housing assistance for a given unit size. HPHA chooses its payment standards, and HUD rules (24 CFR 982.503) normally require them to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) — the "basic range". An authority can go above 110% only with an exception payment standard approved by HUD or allowed by HUD notice. HPHA is a HUD Moving to Work (MTW) agency, so it can use MTW flexibility to set payment standards outside that usual range.

Why might HPHA's published amounts differ from the HUD figures on this page?

The figures here are HUD's FY2027 (effective Oct 1, 2026) Small Area FMRs. HPHA sets its own amounts as a percentage of these (anywhere in the 90–110% basic range), and it adopts new amounts on its own schedule. As a Moving to Work agency, HPHA may also use local payment standards that differ from the basic range. Always use HPHA's own published schedule for your actual voucher amount.

Where can I find HPHA's official payment standard schedule?

HPHA publishes its schedule on its website: HPHA calendar-year 2026 payment standards (PDF). If you have a voucher, your briefing packet or caseworker can also confirm the amount for your unit size and ZIP code.

Does a higher payment standard mean the voucher pays more of my rent?

It raises the ceiling. The housing assistance payment is the lower of the payment standard or the unit's gross rent (rent plus tenant-paid utilities), minus your total tenant payment — usually about 30% of adjusted monthly income (24 CFR 982.505). If a unit's gross rent is above the payment standard, you pay the difference, and at initial lease-up your share can't exceed 40% of adjusted monthly income.

Why do the amounts change by ZIP code?

HUD publishes Small Area FMRs for each ZIP code in HPHA's area rather than one figure for the whole metro area. Some authorities are required to use them and others may choose to; where an authority uses them, its payment standards vary by ZIP too, so higher-rent neighborhoods get higher ceilings. Check HPHA's schedule for the ZIP of the unit, not where you live now.