PHA Directory / Indianapolis Housing Agency

Indianapolis Housing Agency Section 8 Payment Standards & HUD Rent Limits 2026

We haven't transcribed Indianapolis Housing Agency's own payment standards — its official schedule is linked below. As a benchmark, HUD's FY2027 (effective Oct 1, 2026) 2-bedroom Small Area Fair Market Rent across the 46 ZIP codes in its area runs from $1,310 to $2,300 a month (median $1,475). That is HUD's figure, not Indianapolis Housing Agency's. Until you check Indianapolis Housing Agency's own schedule, HUD's general rule is the guide: it normally puts Indianapolis Housing Agency's 2-bedroom amount between 90% and 110% of the HUD figure for the unit's area — about $1,328–$1,623 at the median.

Official schedule: Official Indianapolis Housing Agency payment standards (page)
IHA Rent Determination page (lists its current 1- to 4-bedroom payment standards without an effective date)

Indianapolis Housing Agency (IHA) runs the Housing Choice Voucher (Section 8) program for Marion County, including Indianapolis. It sets its own payment standards — the most it will pay toward rent for each unit size. As a general rule, federal rules normally require those to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) unless HUD approves an exception; that rule is only a guide until you check Indianapolis Housing Agency's own schedule. Below are HUD's FY2027 (effective Oct 1, 2026) figures for the 46 ZIP codes in its area, the benchmark Indianapolis Housing Agency's schedule is built from.

HUD rent figures for Marion County, including Indianapolis

HUD Small Area Fair Market Rents (SAFMRs), FY2027 (effective Oct 1, 2026), across 46 ZIP codes. The 90–110% column is the basic range for the median ZIP.

Unit sizeLowest ZIPMedian ZIPHighest ZIP90–110% of median
Studio$1,010$1,140$1,780$1,026–$1,254
1 bedroom$1,140$1,285$2,000$1,157–$1,414
2 bedrooms$1,310$1,475$2,300$1,328–$1,623
3 bedrooms$1,700$1,915$2,980$1,724–$2,107
4 bedrooms$2,070$2,330$3,630$2,097–$2,563

Sources: HUD Small Area Fair Market Rents (SAFMRs); payment standard rules from 24 CFR 982 Subpart K and HUD's HCV Guidebook: Payment Standards. These are not Indianapolis Housing Agency's published amounts — confirm yours with Indianapolis Housing Agency.

Indianapolis Housing Agency Section 8 waiting list: Closed

The Indianapolis Housing Agency's Section 8 waiting list is closed.

Status as published by the authority on October 24, 2026; confirm with the authority before applying. We do not estimate wait times or predict openings. Source: Indianapolis Housing Agency – HCV FAQs · All Indiana waiting lists · Every state

Contact Indianapolis Housing Agency

Official website

Phone: 317.261.7200

Address: 1919 N. Meridian Street, Indianapolis, IN 46202

HUD rents by ZIP code

2-bedroom HUD figure for each ZIP. Open a ZIP for every unit size.

46107 Beech Grove
$1,420
46113 Camby
$1,860
46183 West Newton
$1,630
46201 Indianapolis
$1,310
46202 Indianapolis
$1,980
46203 Indianapolis
$1,380
46204 Indianapolis
$2,220
46205 Indianapolis
$1,590
46206 Indianapolis
$1,470
46208 Indianapolis
$1,400
46214 Indianapolis
$1,440
46216 Indianapolis
$1,700
46217 Indianapolis
$1,790
46218 Indianapolis
$1,330
46219 Indianapolis
$1,420
46220 Indianapolis
$1,790
46221 Indianapolis
$1,480
46222 Indianapolis
$1,420
46224 Indianapolis
$1,470
46225 Indianapolis
$1,420
46226 Indianapolis
$1,440
46227 Indianapolis
$1,370
46228 Indianapolis
$1,830
46229 Indianapolis
$1,350
46230 Indianapolis
$1,470
46231 Indianapolis
$1,980
46234 Indianapolis
$1,850
46235 Indianapolis
$1,310
46236 Indianapolis
$2,300
46237 Indianapolis
$1,730
46239 Indianapolis
$1,790
46240 Indianapolis
$1,820
46241 Indianapolis
$1,480
46242 Indianapolis
$1,470
46244 Indianapolis
$1,470
46247 Indianapolis
$1,470
46250 Indianapolis
$1,690
46251 Indianapolis
$1,470
46253 Indianapolis
$1,470
46254 Indianapolis
$1,370
46256 Indianapolis
$1,500
46259 Indianapolis
$1,590
46260 Indianapolis
$1,560
46268 Indianapolis
$1,570
46278 Indianapolis
$2,300
46282 Indianapolis
$1,470

Rent limits for Indianapolis

Not sure which authority covers an address? Use the PHA directory. To see how Indianapolis Housing Agency compares with other authorities, open payment standards by housing authority.

Frequently Asked Questions

What are Indianapolis Housing Agency's payment standards for 2026?

We haven't transcribed Indianapolis Housing Agency's own payment standards — its official schedule is linked below. As a benchmark, HUD's FY2027 (effective Oct 1, 2026) 2-bedroom Small Area Fair Market Rent across the 46 ZIP codes in its area runs from $1,310 to $2,300 a month (median $1,475). That is HUD's figure, not Indianapolis Housing Agency's. Until you check Indianapolis Housing Agency's own schedule, HUD's general rule is the guide: it normally puts Indianapolis Housing Agency's 2-bedroom amount between 90% and 110% of the HUD figure for the unit's area — about $1,328–$1,623 at the median. Indianapolis Housing Agency's official schedule: IHA Rent Determination page (lists its current 1- to 4-bedroom payment standards without an effective date).

What is the Indianapolis Housing Agency payment standard?

A payment standard is the maximum monthly amount Indianapolis Housing Agency uses to calculate a voucher's housing assistance for a given unit size. Indianapolis Housing Agency chooses its payment standards, and HUD rules (24 CFR 982.503) normally require them to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) — the "basic range". An authority can go above 110% only with an exception payment standard approved by HUD or allowed by HUD notice.

Why might Indianapolis Housing Agency's published amounts differ from the HUD figures on this page?

The figures here are HUD's FY2027 (effective Oct 1, 2026) Small Area FMRs. As a general rule, an authority sets its own amounts as a percentage of these, normally within the 90–110% basic range, and it adopts new amounts on its own schedule. When new HUD figures would put its payment standards outside the basic range, HUD rules require the authority to revise them within three months of the new figures taking effect. Always use Indianapolis Housing Agency's own published schedule for your actual voucher amount.

Where can I find Indianapolis Housing Agency's official payment standard schedule?

Indianapolis Housing Agency publishes its schedule on its website: IHA Rent Determination page (lists its current 1- to 4-bedroom payment standards without an effective date). If you have a voucher, your briefing packet or caseworker can also confirm the amount for your unit size and ZIP code.

Does a higher payment standard mean the voucher pays more of my rent?

It raises the ceiling. The housing assistance payment is the lower of the payment standard or the unit's gross rent (rent plus tenant-paid utilities), minus your total tenant payment — usually about 30% of adjusted monthly income (24 CFR 982.505). If a unit's gross rent is above the payment standard, you pay the difference, and at initial lease-up your share can't exceed 40% of adjusted monthly income.

Why do the amounts change by ZIP code?

HUD publishes Small Area FMRs for each ZIP code in Indianapolis Housing Agency's area rather than one figure for the whole metro area. Some authorities are required to use them and others may choose to; where an authority uses them, its payment standards vary by ZIP too, so higher-rent neighborhoods get higher ceilings. Check Indianapolis Housing Agency's schedule for the ZIP of the unit, not where you live now.