PHA Directory / OHFA

OHFA Payment Standards 2026–27

Oklahoma Housing Finance Agency (OHFA) runs the Housing Choice Voucher (Section 8) program for Oklahoma. It sets its own payment standards — the most it will pay toward rent for each unit size — and federal rules normally require those to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) unless HUD approves an exception. Below are HUD's FY2027 (effective Oct 1, 2026) figures for the 740 ZIP codes in its area, the benchmark OHFA's schedule is built from. OHFA runs a statewide voucher program; the Oklahoma City and Tulsa housing authorities run their own, so confirm which agency holds the voucher. The figures below cover every Oklahoma ZIP code we hold.

OHFA 2026 payment standards (Small Area FMR and county schedules, effective January 1, 2026)

HUD rent figures for Oklahoma

HUD Small Area Fair Market Rents (SAFMRs), FY2027 (effective Oct 1, 2026), across 740 ZIP codes. The 90–110% column is the basic range for the median ZIP.

Unit size	Lowest ZIP	Median ZIP	Highest ZIP	90–110% of median
Studio	$640	$740	$1,440	$666–$814
1 bedroom	$700	$790	$1,560	$711–$869
2 bedrooms	$920	$980	$1,900	$882–$1,078
3 bedrooms	$1,090	$1,290	$2,580	$1,161–$1,419
4 bedrooms	$1,200	$1,520	$2,890	$1,368–$1,672

Sources: HUD Small Area Fair Market Rents (SAFMRs); payment standard rules from 24 CFR 982 Subpart K and HUD's HCV Guidebook: Payment Standards. These are not OHFA's published amounts — confirm yours with OHFA.

Contact OHFA

Official website

HUD rents by ZIP code

2-bedroom HUD figure for each ZIP. Open a ZIP for every unit size.

Not sure which authority covers an address? Use the PHA directory.

Frequently Asked Questions

What is the OHFA payment standard?

A payment standard is the maximum monthly amount OHFA uses to calculate a voucher's housing assistance for a given unit size. OHFA chooses its payment standards, and HUD rules (24 CFR 982.503) normally require them to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) — the "basic range". An authority can go above 110% only with an exception payment standard approved by HUD or allowed by HUD notice.

Why might OHFA's published amounts differ from the HUD figures on this page?

The figures here are HUD's FY2027 (effective Oct 1, 2026) Small Area FMRs. OHFA sets its own amounts as a percentage of these (anywhere in the 90–110% basic range), and it adopts new amounts on its own schedule. When new HUD figures would put its payment standards outside the basic range, HUD rules require the authority to revise them within three months of the new figures taking effect. Always use OHFA's own published schedule for your actual voucher amount.

Where can I find OHFA's official payment standard schedule?

OHFA publishes its schedule on its website: OHFA 2026 payment standards (Small Area FMR and county schedules, effective January 1, 2026). If you have a voucher, your briefing packet or caseworker can also confirm the amount for your unit size and ZIP code.

Does a higher payment standard mean the voucher pays more of my rent?

It raises the ceiling. The housing assistance payment is the lower of the payment standard or the unit's gross rent (rent plus tenant-paid utilities), minus your total tenant payment — usually about 30% of adjusted monthly income (24 CFR 982.505). If a unit's gross rent is above the payment standard, you pay the difference, and at initial lease-up your share can't exceed 40% of adjusted monthly income.

Why do the amounts change by ZIP code?

HUD publishes Small Area FMRs for each ZIP code in OHFA's area rather than one figure for the whole metro area. Some authorities are required to use them and others may choose to; where an authority uses them, its payment standards vary by ZIP too, so higher-rent neighborhoods get higher ceilings. Check OHFA's schedule for the ZIP of the unit, not where you live now.