2026–27 Section 8 Rent Limits for 45249
Cincinnati, OH • Hamilton County • Source: SAFMR
OH / Cincinnati
How much will Section 8 pay for rent in 45249?
HUD's FY2027 Small Area Fair Market Rents for 45249 (Cincinnati, OH), effective October 1, 2026, are $1,390 for a studio, $1,490 for 1 bedroom, $1,910 for 2 bedrooms, $2,510 for 3 bedrooms and $2,840 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.
Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,719–$2,101 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.
FY2026 vs FY2027: how HUD's figures for 45249 changed
For 45249, HUD's 2-bedroom figure rose $80 (4.4%) from FY2026 to FY2027, from $1,830 to $1,910 a month. All five unit sizes rose, from +4.1% (3 bedrooms) to +6.9% (studio).
| Bedrooms | FY2026 (Oct 2025–Sep 2026) | FY2027 (from Oct 1, 2026) | Change |
|---|---|---|---|
| Studio | $1,300 | $1,390 | +$90 (+6.9%) |
| 1 bedroom | $1,420 | $1,490 | +$70 (+4.9%) |
| 2 bedrooms | $1,830 | $1,910 | +$80 (+4.4%) |
| 3 bedrooms | $2,410 | $2,510 | +$100 (+4.1%) |
| 4 bedrooms | $2,670 | $2,840 | +$170 (+6.4%) |
Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom
Do you qualify? See the Hamilton County income limits for Section 8.
Related ZIP Codes in Cincinnati
Browse other ZIP codes in the same city (hub-and-spoke linking).
Frequently Asked Questions
What are Section 8 payment standards for ZIP 45249?
HUD's FY2027 Small Area Fair Market Rents for 45249 in Cincinnati, OH, effective October 1, 2026, run from $1,390 for a studio to $2,840 for 4 bedrooms; the 2-bedroom figure is $1,910 a month. They are not themselves the payment standard: your housing authority sets its payment standard from them, normally between 90% and 110%, so about $1,719–$2,101 for a 2-bedroom here.
What were the Section 8 rent limits for 45249 in 2026?
For FY2026, which ran from October 1, 2025 to September 30, 2026, HUD's Small Area Fair Market Rents for 45249 (Cincinnati, OH) were $1,300 for a studio, $1,420 for 1 bedroom, $1,830 for 2 bedrooms, $2,410 for 3 bedrooms and $2,670 for 4 bedrooms a month. These are HUD's figures, not a housing authority's payment standard, which is usually set between 90% and 110% of them. Since October 1, 2026 the FY2027 figures apply; the 2-bedroom figure is $1,910, up $80 from FY2026.
Is 45249 a SAFMR or FMR area?
HUD publishes a Small Area Fair Market Rent (SAFMR) for ZIP code 45249, so its figures are set for this ZIP code rather than averaged across the whole county or metro area. Figures can differ a lot between ZIP codes in the same city.
Can I charge rent above the payment standard in Cincinnati?
Yes, but the tenant pays the difference. For example, if the housing authority's 2-bedroom payment standard equals HUD's $1,910 and the rent is $2,110, the tenant pays the extra $200 on top of their usual share. At move-in the tenant's share can't exceed 40% of adjusted monthly income, and the rent must pass the housing authority's rent reasonableness test against similar unassisted units.