2026–27 Section 8 Rent Limits for 95020

Gilroy, CA • Santa Clara County • Source: SAFMR

CA / Gilroy

Housing authority: Santa Clara County Housing Authority (SCCHA) — see how its payment standards relate to these figures.

How much will Section 8 pay for rent in 95020?

HUD's FY2027 Small Area Fair Market Rents for 95020 (Gilroy, CA), effective October 1, 2026, are $1,980 for a studio, $2,230 for 1 bedroom, $2,630 for 2 bedrooms, $3,530 for 3 bedrooms and $3,770 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $2,367–$2,893 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

Santa Clara County Housing Authority's published payment standards for 95020, effective January 1, 2026: $2,277 for a studio, $2,585 for 1 bedroom, $3,025 for 2 bedrooms, $3,863 for 3 bedrooms and $4,356 for 4 bedrooms. These are Santa Clara County Housing Authority's own figures, from its schedule, and apply to vouchers it administers; other housing authorities set their own. SCCHA Payment Standards effective January 1, 2026 (PDF) · All Santa Clara County Housing Authority ZIPs

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 95020, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size HUD figure (monthly)
Studio $1,980
1 Bedroom $2,230
2 Bedroom $2,630
3 Bedroom $3,530
4 Bedroom $3,770
Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Santa Clara County income limits for Section 8.

Related ZIP Codes in Gilroy

Browse other ZIP codes in the same city (hub-and-spoke linking).

95021