2026–27 Section 8 Rent Limits for 95120

San Jose, CA • Santa Clara County • Source: SAFMR

CA / San Jose

Housing authority: Santa Clara County Housing Authority (SCCHA) — see how its payment standards relate to these figures.

How much will Section 8 pay for rent in 95120?

HUD's FY2027 Small Area Fair Market Rents for 95120 (San Jose, CA), effective October 1, 2026, are $2,630 for a studio, $2,940 for 1 bedroom, $3,500 for 2 bedrooms, $4,670 for 3 bedrooms and $4,960 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $3,150–$3,850 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

Santa Clara County Housing Authority's published payment standards for 95120, effective January 1, 2026: $2,430 for a studio, $2,727 for 1 bedroom, $3,222 for 2 bedrooms, $4,239 for 3 bedrooms and $4,590 for 4 bedrooms. These are Santa Clara County Housing Authority's own figures, from its schedule, and apply to vouchers it administers; other housing authorities set their own. SCCHA Payment Standards effective January 1, 2026 (PDF) · All Santa Clara County Housing Authority ZIPs

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 95120, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size HUD figure (monthly)
Studio $2,630
1 Bedroom $2,940
2 Bedroom $3,500
3 Bedroom $4,670
4 Bedroom $4,960
Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Santa Clara County income limits for Section 8.

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