2026–27 Section 8 Rent Limits for 95065

Santa Cruz, CA • Santa Cruz County • Source: SAFMR

Housing authority: Housing Authority of the County of Santa Cruz (HACSC) — see how its payment standards relate to these figures.

How much will Section 8 pay for rent in 95065?

HUD's FY2027 Small Area Fair Market Rents for 95065 (Santa Cruz, CA), effective October 1, 2026, are $3,780 for a studio, $3,970 for 1 bedroom, $4,980 for 2 bedrooms, $6,480 for 3 bedrooms and $6,730 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $4,482–$5,478 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 95065, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size	HUD figure (monthly)
Studio	$3,780
1 Bedroom	$3,970
2 Bedroom	$4,980
3 Bedroom	$6,480
4 Bedroom	$6,730

Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Santa Cruz County income limits for Section 8.

Related ZIP Codes in Santa Cruz

Browse other ZIP codes in the same city (hub-and-spoke linking).

95060 95061 95062 95063 95064