Gary, IN Section 8 Rent Limits 2026–27 by ZIP Code
For 2026–27, HUD's 2-bedroom figure in Gary ranges from $1,150 (ZIP 46407) to $1,490 (ZIP 46409), with a median of $1,280 across 8 ZIP codes. HUD sets these per ZIP code (Small Area Fair Market Rents), so they differ across the city.
These are HUD's figures, effective 2026-10-01. A housing authority sets its own payment standard, normally between 90% and 110% of them (higher with HUD approval or as a disability accommodation). The voucher then pays the lower of that standard or the gross rent, minus your total tenant payment (generally 30% of adjusted monthly income).
| ZIP | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| 46401 | $1,110 | $1,170 | $1,420 | $1,730 | $1,890 |
| 46402 | $980 | $1,040 | $1,260 | $1,530 | $1,670 |
| 46403 | $950 | $1,000 | $1,220 | $1,480 | $1,620 |
| 46404 | $1,020 | $1,070 | $1,300 | $1,580 | $1,730 |
| 46406 | $980 | $1,040 | $1,260 | $1,530 | $1,670 |
| 46407 | $900 | $950 | $1,150 | $1,400 | $1,530 |
| 46408 | $1,040 | $1,090 | $1,330 | $1,620 | $1,770 |
| 46409 | $1,160 | $1,230 | $1,490 | $1,810 | $1,980 |
Income limits: Lake County
Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom