2026–27 Section 8 Rent Limits for 46601

South Bend, IN • St. Joseph County • Source: SAFMR

IN / South Bend

How much will Section 8 pay for rent in 46601?

HUD's FY2027 Small Area Fair Market Rents for 46601 (South Bend, IN), effective October 1, 2026, are $810 for a studio, $1,000 for 1 bedroom, $1,170 for 2 bedrooms, $1,420 for 3 bedrooms and $1,540 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,053–$1,287 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 46601, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size HUD figure (monthly)
Studio $810
1 Bedroom $1,000
2 Bedroom $1,170
3 Bedroom $1,420
4 Bedroom $1,540
Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the St. Joseph County income limits for Section 8.

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