2026–27 Section 8 Rent Limits for 12188

Waterford, NY • Saratoga County • Source: SAFMR

How much will Section 8 pay for rent in 12188?

HUD's FY2027 Small Area Fair Market Rents for 12188 (Waterford, NY), effective October 1, 2026, are $1,190 for a studio, $1,370 for 1 bedroom, $1,650 for 2 bedrooms, $1,970 for 3 bedrooms and $2,170 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,485–$1,815 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 12188, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size	HUD figure (monthly)
Studio	$1,190
1 Bedroom	$1,370
2 Bedroom	$1,650
3 Bedroom	$1,970
4 Bedroom	$2,170

Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Saratoga County income limits for Section 8.

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