2026–27 Section 8 Rent Limits for 12197

Worcester, NY • Otsego County • Source: SAFMR

How much will Section 8 pay for rent in 12197?

HUD's FY2027 Small Area Fair Market Rents for 12197 (Worcester, NY), effective October 1, 2026, are $1,100 for a studio, $1,280 for 1 bedroom, $1,540 for 2 bedrooms, $1,840 for 3 bedrooms and $2,030 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,386–$1,694 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 12197, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size	HUD figure (monthly)
Studio	$1,100
1 Bedroom	$1,280
2 Bedroom	$1,540
3 Bedroom	$1,840
4 Bedroom	$2,030

Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Otsego County income limits for Section 8.

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