2026–27 Section 8 Rent Limits for 98248

Ferndale, WA • Whatcom County • Source: SAFMR

How much will Section 8 pay for rent in 98248?

HUD's FY2027 Small Area Fair Market Rents for 98248 (Ferndale, WA), effective October 1, 2026, are $1,420 for a studio, $1,460 for 1 bedroom, $1,790 for 2 bedrooms, $2,430 for 3 bedrooms and $2,990 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,611–$1,969 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 98248, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size	HUD figure (monthly)
Studio	$1,420
1 Bedroom	$1,460
2 Bedroom	$1,790
3 Bedroom	$2,430
4 Bedroom	$2,990

Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Whatcom County income limits for Section 8.

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