PHA Directory / Cook County Housing Authority

Cook County Housing Authority Payment Standards 2026–27

Housing Authority of Cook County (HACC) runs the Housing Choice Voucher (Section 8) program for suburban Cook County (outside the City of Chicago). It sets its own payment standards — the most it will pay toward rent for each unit size — and federal rules normally require those to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) unless HUD approves an exception. Below are HUD's FY2027 (effective Oct 1, 2026) figures for the 123 ZIP codes in its area, the benchmark Cook County Housing Authority's schedule is built from. Cook County Housing Authority's own published payment standards, effective January 1, 2025, are listed ZIP by ZIP below.

HACC Payment Standards (PDF, effective January 1, 2025)

Cook County Housing Authority's published payment standards (effective January 1, 2025)

Monthly amounts by ZIP code, as published by Cook County Housing Authority. Source: HACC Payment Standards, effective January 1, 2025 (PDF) (read October 15, 2026). Cook County Housing Authority may revise its schedule; your voucher paperwork is final.

ZIPCity / areaStudio1 bedroom2 bedrooms3 bedrooms4 bedrooms
60004Tier U25$1,810$1,955$2,200$2,810$3,350
60005Tier O25$1,570$1,680$1,900$2,440$2,870
60006Tier L25$1,450$1,550$1,770$2,260$2,660
60007Tier Q25$1,640$1,750$1,990$2,540$3,030
60008Tier Q25$1,640$1,750$1,990$2,540$3,030
60009Tier L25$1,450$1,550$1,770$2,260$2,660
60010Tier Z25$2,190$2,350$2,650$3,390$3,980
60011Tier M25$1,490$1,590$1,810$2,320$2,725
60015Tier Z25$2,190$2,350$2,650$3,390$3,980
60016Tier N25$1,530$1,640$1,860$2,385$2,800
60017Tier L25$1,450$1,550$1,770$2,260$2,660
60018Tier E25$1,235$1,320$1,510$1,930$2,280
60022Tier X25$2,050$2,200$2,500$3,205$3,750
60025Tier S25$1,720$1,840$2,085$2,670$3,145
60026Tier X25$2,050$2,200$2,500$3,205$3,750
60029Tier V25$1,900$2,040$2,300$2,950$3,470
60043Tier Y25$2,110$2,265$2,595$3,300$3,875
60053Tier Z25$2,190$2,350$2,650$3,390$3,980
60056Tier O25$1,570$1,680$1,900$2,440$2,870
60062Tier W25$1,960$2,120$2,390$3,040$3,595
60065Tier L25$1,450$1,550$1,770$2,260$2,660
60067Tier R25$1,690$1,810$2,050$2,620$3,090
60068Tier P25$1,600$1,710$1,940$2,490$2,950
60070Tier J25$1,395$1,500$1,710$2,170$2,575
60074Tier N25$1,530$1,640$1,860$2,385$2,800
60076Tier P25$1,600$1,710$1,940$2,490$2,950
60077Tier M25$1,490$1,590$1,810$2,320$2,725
60078Tier L25$1,450$1,550$1,770$2,260$2,660
60089Tier Y25$2,110$2,265$2,595$3,300$3,875
60090Tier O25$1,570$1,680$1,900$2,440$2,870
60091Tier Y25$2,110$2,265$2,595$3,300$3,875
60093Tier Y25$2,110$2,265$2,595$3,300$3,875
60103Tier W25$1,960$2,120$2,390$3,040$3,595
60104Tier E25$1,235$1,320$1,510$1,930$2,280
60107Tier X25$2,050$2,200$2,500$3,205$3,750
60120Tier H25$1,330$1,430$1,625$2,075$2,440
60126Tier W25$1,960$2,120$2,390$3,040$3,595
60130Tier J25$1,395$1,500$1,710$2,170$2,575
60131Tier D25$1,210$1,300$1,495$1,895$2,255
60133Tier P25$1,600$1,710$1,940$2,490$2,950
60141Tier D25$1,210$1,300$1,495$1,895$2,255
60153Tier E25$1,235$1,320$1,510$1,930$2,280
60154Tier U25$1,810$1,955$2,200$2,810$3,350
60155Tier C25$1,170$1,250$1,430$1,810$2,150
60159Tier L25$1,450$1,550$1,770$2,260$2,660
60160Tier F25$1,270$1,360$1,535$1,970$2,320
60161Tier L25$1,450$1,550$1,770$2,260$2,660
60162Tier N25$1,530$1,640$1,860$2,385$2,800
60163Tier B25$1,130$1,220$1,400$1,760$2,100
60164Tier C25$1,170$1,250$1,430$1,810$2,150
60165Tier E25$1,235$1,320$1,510$1,930$2,280
60168Tier L25$1,450$1,550$1,770$2,260$2,660
60169Tier R25$1,690$1,810$2,050$2,620$3,090
60171Tier G25$1,310$1,400$1,580$2,035$2,395
60172Tier S25$1,720$1,840$2,085$2,670$3,145
60173Tier V25$1,900$2,040$2,300$2,950$3,470
60176Tier H25$1,330$1,430$1,625$2,075$2,440
60192Tier Z25$2,190$2,350$2,650$3,390$3,980
60193Tier V25$1,900$2,040$2,300$2,950$3,470
60194Tier V25$1,900$2,040$2,300$2,950$3,470
60195Tier S25$1,720$1,840$2,085$2,670$3,145
60201Tier W25$1,960$2,120$2,390$3,040$3,595
60202Tier T25$1,760$1,900$2,150$2,750$3,270
60203Tier X25$2,050$2,200$2,500$3,205$3,750
60204Tier L25$1,450$1,550$1,770$2,260$2,660
60305Tier N25$1,530$1,640$1,860$2,385$2,800
60402Tier H25$1,330$1,430$1,625$2,075$2,440
60406Tier B25$1,130$1,220$1,400$1,760$2,100
60409Tier D25$1,210$1,300$1,495$1,895$2,255
60411Tier C25$1,170$1,250$1,430$1,810$2,150
60412Tier L25$1,450$1,550$1,770$2,260$2,660
60415Tier E25$1,235$1,320$1,510$1,930$2,280
60418Tier I25$1,370$1,480$1,670$2,140$2,515
60419Tier P25$1,600$1,710$1,940$2,490$2,950
60422Tier Z25$2,190$2,350$2,650$3,390$3,980
60423Tier N25$1,530$1,640$1,860$2,385$2,800
60425Tier T25$1,760$1,900$2,150$2,750$3,270
60426Tier B25$1,130$1,220$1,400$1,760$2,100
60428Tier R25$1,690$1,810$2,050$2,620$3,090
60429Tier Q25$1,640$1,750$1,990$2,540$3,030
60430Tier K25$1,420$1,520$1,735$2,215$2,600
60438Tier F25$1,270$1,360$1,535$1,970$2,320
60439Tier I25$1,370$1,480$1,670$2,140$2,515
60443Tier Q25$1,640$1,750$1,990$2,540$3,030
60445Tier E25$1,235$1,320$1,510$1,930$2,280
60452Tier H25$1,330$1,430$1,625$2,075$2,440
60453Tier I25$1,370$1,480$1,670$2,140$2,515
60454Tier L25$1,450$1,550$1,770$2,260$2,660
60455Tier B25$1,130$1,220$1,400$1,760$2,100
60456Tier K25$1,420$1,520$1,735$2,215$2,600
60457Tier C25$1,170$1,250$1,430$1,810$2,150
60458Tier G25$1,310$1,400$1,580$2,035$2,395
60459Tier I25$1,370$1,480$1,670$2,140$2,515
60461Tier Z25$2,190$2,350$2,650$3,390$3,980
60462Tier M25$1,490$1,590$1,810$2,320$2,725
60463Tier T25$1,760$1,900$2,150$2,750$3,270
60464Tier Y25$2,110$2,265$2,595$3,300$3,875
60465Tier H25$1,330$1,430$1,625$2,075$2,440
60466Tier N25$1,530$1,640$1,860$2,385$2,800
60467Tier R25$1,690$1,810$2,050$2,620$3,090
60469Tier H25$1,330$1,430$1,625$2,075$2,440
60471Tier I25$1,370$1,480$1,670$2,140$2,515
60472Tier F25$1,270$1,360$1,535$1,970$2,320
60473Tier W25$1,960$2,120$2,390$3,040$3,595
60475Tier A25$1,080$1,160$1,310$1,680$1,980
60476Tier F25$1,270$1,360$1,535$1,970$2,320
60477Tier K25$1,420$1,520$1,735$2,215$2,600
60478Tier U25$1,810$1,955$2,200$2,810$3,350
60480Tier M25$1,490$1,590$1,810$2,320$2,725
60482Tier E25$1,235$1,320$1,510$1,930$2,280
60484Tier I25$1,370$1,480$1,670$2,140$2,515
60487Tier L25$1,450$1,550$1,770$2,260$2,660
60499Tier L25$1,450$1,550$1,770$2,260$2,660
60501Tier A25$1,080$1,160$1,310$1,680$1,980
60513Tier F25$1,270$1,360$1,535$1,970$2,320
60521Tier Y25$2,110$2,265$2,595$3,300$3,875
60525Tier K25$1,420$1,520$1,735$2,215$2,600
60526Tier K25$1,420$1,520$1,735$2,215$2,600
60527Tier T25$1,760$1,900$2,150$2,750$3,270
60534Tier C25$1,170$1,250$1,430$1,810$2,150
60546Tier G25$1,310$1,400$1,580$2,035$2,395
60558Tier Z25$2,190$2,350$2,650$3,390$3,980
60633Tier D25$1,210$1,300$1,495$1,895$2,255
60638Tier G25$1,310$1,400$1,580$2,035$2,395
60643Tier I25$1,370$1,480$1,670$2,140$2,515
60646Tier L25$1,450$1,550$1,770$2,260$2,660
60655Tier J25$1,395$1,500$1,710$2,170$2,575
60656Tier L25$1,450$1,550$1,770$2,260$2,660
60706Tier G25$1,310$1,400$1,580$2,035$2,395
60707Tier J25$1,395$1,500$1,710$2,170$2,575
60712Tier Z25$2,190$2,350$2,650$3,390$3,980
60714Tier H25$1,330$1,430$1,625$2,075$2,440
60803Tier C25$1,170$1,250$1,430$1,810$2,150
60805Tier I25$1,370$1,480$1,670$2,140$2,515
60827Tier D25$1,210$1,300$1,495$1,895$2,255
  • HACC sets amounts by payment-standard tier (A25-Z25); each ZIP belongs to one tier.
  • HACC's FAQ page (How much will HACC pay for my unit?) links this schedule as its latest; no 2026 schedule was posted when this was read.
  • Some listed ZIPs extend into the City of Chicago, where the Chicago Housing Authority runs its own program.

HUD rent figures for suburban Cook County (outside the City of Chicago)

HUD Small Area Fair Market Rents (SAFMRs), FY2027 (effective Oct 1, 2026), across 123 ZIP codes. The 90–110% column is the basic range for the median ZIP.

Unit sizeLowest ZIPMedian ZIPHighest ZIP90–110% of median
Studio$900$1,650$2,520$1,485–$1,815
1 bedroom$980$1,750$2,670$1,575–$1,925
2 bedrooms$1,100$1,980$3,020$1,782–$2,178
3 bedrooms$1,400$2,550$3,880$2,295–$2,805
4 bedrooms$1,660$2,910$4,440$2,619–$3,201

Sources: HUD Small Area Fair Market Rents (SAFMRs); payment standard rules from 24 CFR 982 Subpart K and HUD's HCV Guidebook: Payment Standards. These HUD figures are the benchmark; Cook County Housing Authority's own published amounts are in the table above.

Contact Cook County Housing Authority

Official website

HUD rents by ZIP code

2-bedroom HUD figure for each ZIP. Open a ZIP for every unit size.

60004 Arlington Heights
$2,47060005 Arlington Heights
$2,20060006 Arlington Heights
$1,98060007 Elk Grove Village
$2,21060008 Rolling Meadows
$2,16060009 Elk Grove Village
$1,98060016 Des Plaines
$2,23060017 Des Plaines
$1,98060018 Des Plaines
$1,67060022 Glencoe
$2,79060025 Glenview
$2,39060026 Glenview
$2,68060029 Golf
$2,60060043 Kenilworth
$2,88060053 Morton Grove
$3,02060055 Palatine
$1,98060056 Mount Prospect
$2,04060062 Northbrook
$2,65060065 Northbrook
$1,98060067 Palatine
$2,13060068 Park Ridge
$2,09060070 Prospect Heights
$1,93060074 Palatine
$2,17060076 Skokie
$2,22060077 Skokie
$2,08060078 Palatine
$1,98060090 Wheeling
$2,29060091 Wilmette
$3,02060093 Winnetka
$2,63060095 Palatine
$1,98060103 Bartlett
$2,49060104 Bellwood
$1,70060107 Streamwood
$2,55060130 Forest Park
$1,90060131 Franklin Park
$1,57060141 Hines
$1,10060153 Maywood
$1,71060154 Westchester
$2,44060155 Broadview
$1,55060159 Schaumburg
$1,98060160 Melrose Park
$1,64060161 Melrose Park
$1,98060162 Hillside
$1,88060163 Berkeley
$1,72060164 Melrose Park
$1,57060165 Stone Park
$1,80060168 Schaumburg
$1,98060169 Hoffman Estates
$2,31060171 River Grove
$1,73060173 Schaumburg
$2,47060176 Schiller Park
$1,72060192 Hoffman Estates
$3,02060193 Schaumburg
$2,64060194 Schaumburg
$2,61060195 Schaumburg
$2,39060196 Schaumburg
$1,98060201 Evanston
$2,63060202 Evanston
$2,46060203 Evanston
$2,57060204 Evanston
$1,98060208 Evanston
$2,63060301 Oak Park
$3,02060302 Oak Park
$2,01060303 Oak Park
$1,98060304 Oak Park
$1,82060305 River Forest
$2,01060402 Berwyn
$1,63060406 Blue Island
$1,50060409 Calumet City
$1,64060411 Chicago Heights
$1,69060412 Chicago Heights
$1,98060415 Chicago Ridge
$1,73060418 Crestwood
$1,78060419 Dolton
$2,02060422 Flossmoor
$3,02060425 Glenwood
$2,17060426 Harvey
$1,47060429 Hazel Crest
$1,98060430 Homewood
$1,96060438 Lansing
$1,78060443 Matteson
$2,23060445 Midlothian
$1,63060452 Oak Forest
$1,82060453 Oak Lawn
$1,85060454 Oak Lawn
$1,98060455 Bridgeview
$1,59060456 Hometown
$1,87060457 Hickory Hills
$1,52060458 Justice
$1,74060459 Burbank
$1,75060461 Olympia Fields
$2,41060462 Orland Park
$1,96060463 Palos Heights
$2,62060464 Palos Park
$2,10060465 Palos Hills
$1,78060466 Park Forest
$1,98060467 Orland Park
$2,88060469 Posen
$1,91060471 Richton Park
$1,88060472 Robbins
$2,03060473 South Holland
$2,68060475 Steger
$1,43060476 Thornton
$1,61060477 Tinley Park
$2,01060478 Country Club Hills
$2,43060480 Willow Springs
$2,01060482 Worth
$1,61060499 Bedford Park
$1,98060501 Summit Argo
$1,53060513 Brookfield
$1,84060525 La Grange
$2,05060526 La Grange Park
$1,94060534 Lyons
$1,53060546 Riverside
$1,81060558 Western Springs
$2,71060706 Harwood Heights
$1,74060707 Elmwood Park
$1,86060712 Lincolnwood
$3,02060714 Niles
$1,75060803 Alsip
$1,56060804 Cicero
$1,69060805 Evergreen Park
$1,89060827 Riverdale
$1,610

Rent limits for Schaumburg

Other housing authorities in Illinois: CHA, Housing Authority of Joliet, Housing Authority of Elgin

Not sure which authority covers an address? Use the PHA directory.

Frequently Asked Questions

What is the Cook County Housing Authority payment standard?

Cook County Housing Authority's published 2-bedroom payment standards, effective January 1, 2025, range from $1,310 to $2,650 across 135 ZIP codes (source: HACC Payment Standards, effective January 1, 2025 (PDF)). A payment standard is the maximum monthly amount Cook County Housing Authority uses to calculate a voucher's housing assistance for a given unit size. Cook County Housing Authority chooses its payment standards, and HUD rules (24 CFR 982.503) normally require them to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) — the "basic range". An authority can go above 110% only with an exception payment standard approved by HUD or allowed by HUD notice.

Why might Cook County Housing Authority's published amounts differ from the HUD figures on this page?

The figures here are HUD's FY2027 (effective Oct 1, 2026) Small Area FMRs. Cook County Housing Authority sets its own amounts as a percentage of these (anywhere in the 90–110% basic range), and it adopts new amounts on its own schedule. When new HUD figures would put its payment standards outside the basic range, HUD rules require the authority to revise them within three months of the new figures taking effect. Always use Cook County Housing Authority's own published schedule for your actual voucher amount.

Where can I find Cook County Housing Authority's official payment standard schedule?

Cook County Housing Authority publishes its schedule on its website: HACC Payment Standards (PDF, effective January 1, 2025). If you have a voucher, your briefing packet or caseworker can also confirm the amount for your unit size and ZIP code.

Does a higher payment standard mean the voucher pays more of my rent?

It raises the ceiling. The housing assistance payment is the lower of the payment standard or the unit's gross rent (rent plus tenant-paid utilities), minus your total tenant payment — usually about 30% of adjusted monthly income (24 CFR 982.505). If a unit's gross rent is above the payment standard, you pay the difference, and at initial lease-up your share can't exceed 40% of adjusted monthly income.

Why do the amounts change by ZIP code?

HUD publishes Small Area FMRs for each ZIP code in Cook County Housing Authority's area rather than one figure for the whole metro area. Some authorities are required to use them and others may choose to; where an authority uses them, its payment standards vary by ZIP too, so higher-rent neighborhoods get higher ceilings. Check Cook County Housing Authority's schedule for the ZIP of the unit, not where you live now.