PHA Directory / Housing Authority of Elgin
Housing Authority of Elgin Payment Standards 2026–27
Housing Authority of Elgin (HAE) runs the Housing Choice Voucher (Section 8) program for Elgin. It sets its own payment standards — the most it will pay toward rent for each unit size — and federal rules normally require those to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) unless HUD approves an exception. Below are HUD's FY2027 (effective Oct 1, 2026) figures for the 4 ZIP codes in its area, the benchmark Housing Authority of Elgin's schedule is built from. HAE vouchers can also be used in nearby communities it lists, including St. Charles, Geneva, Batavia, North Aurora, South Elgin and Carpentersville; the figures below cover Elgin ZIP codes.
Housing Authority of Elgin 2027 payment standards (PDF, effective January 1, 2027)
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HUD rents by ZIP code
2-bedroom HUD figure for each ZIP. Open a ZIP for every unit size.
Rent limits for Elgin
Other housing authorities in Illinois: CHA, Cook County Housing Authority, Housing Authority of Joliet
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Frequently Asked Questions
What is the Housing Authority of Elgin payment standard?
A payment standard is the maximum monthly amount Housing Authority of Elgin uses to calculate a voucher's housing assistance for a given unit size. Housing Authority of Elgin chooses its payment standards, and HUD rules (24 CFR 982.503) normally require them to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) — the "basic range". An authority can go above 110% only with an exception payment standard approved by HUD or allowed by HUD notice.
Why might Housing Authority of Elgin's published amounts differ from the HUD figures on this page?
The figures here are HUD's FY2027 (effective Oct 1, 2026) Small Area FMRs. Housing Authority of Elgin sets its own amounts as a percentage of these (anywhere in the 90–110% basic range), and it adopts new amounts on its own schedule. When new HUD figures would put its payment standards outside the basic range, HUD rules require the authority to revise them within three months of the new figures taking effect. Always use Housing Authority of Elgin's own published schedule for your actual voucher amount.
Where can I find Housing Authority of Elgin's official payment standard schedule?
Housing Authority of Elgin publishes its schedule on its website: Housing Authority of Elgin 2027 payment standards (PDF, effective January 1, 2027). If you have a voucher, your briefing packet or caseworker can also confirm the amount for your unit size and ZIP code.
Does a higher payment standard mean the voucher pays more of my rent?
It raises the ceiling. The housing assistance payment is the lower of the payment standard or the unit's gross rent (rent plus tenant-paid utilities), minus your total tenant payment — usually about 30% of adjusted monthly income (24 CFR 982.505). If a unit's gross rent is above the payment standard, you pay the difference, and at initial lease-up your share can't exceed 40% of adjusted monthly income.
Why do the amounts change by ZIP code?
HUD publishes Small Area FMRs for each ZIP code in Housing Authority of Elgin's area rather than one figure for the whole metro area. Some authorities are required to use them and others may choose to; where an authority uses them, its payment standards vary by ZIP too, so higher-rent neighborhoods get higher ceilings. Check Housing Authority of Elgin's schedule for the ZIP of the unit, not where you live now.