Panama City Beach, FL Section 8 Rent Limits 2026–27 by ZIP Code
For 2026–27, HUD's 2-bedroom figure in Panama City Beach ranges from $1,860 (ZIP 32413) to $2,100 (ZIP 32407), with a median of $1,980 across 2 ZIP codes. HUD sets these per ZIP code (Small Area Fair Market Rents), so they differ across the city.
These are HUD's figures, effective 2026-10-01. A housing authority sets its own payment standard, normally between 90% and 110% of them (higher with HUD approval or as a disability accommodation). The voucher then pays the lower of that standard or the gross rent, minus your total tenant payment (generally 30% of adjusted monthly income).
| ZIP | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| 32407 | $1,800 | $1,930 | $2,100 | $2,670 | $3,260 |
| 32413 | $1,590 | $1,710 | $1,860 | $2,370 | $2,890 |
Income limits: Bay County
Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom