2026–27 Section 8 Rent Limits for 32413

Panama City Beach, FL • Bay County • Source: SAFMR

FL / Panama City Beach

How much will Section 8 pay for rent in 32413?

HUD's FY2027 Small Area Fair Market Rents for 32413 (Panama City Beach, FL), effective October 1, 2026, are $1,590 for a studio, $1,710 for 1 bedroom, $1,860 for 2 bedrooms, $2,370 for 3 bedrooms and $2,890 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,674–$2,046 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 32413, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size HUD figure (monthly)
Studio $1,590
1 Bedroom $1,710
2 Bedroom $1,860
3 Bedroom $2,370
4 Bedroom $2,890
Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Bay County income limits for Section 8.

Related ZIP Codes in Panama City Beach

Browse other ZIP codes in the same city (hub-and-spoke linking).

32407