Carmel, IN Section 8 Rent Limits 2026–27 by ZIP Code
For 2026–27, HUD's 2-bedroom figure in Carmel ranges from $1,960 (ZIP 46082) to $2,160 (ZIP 46033), with a median of $2,140 across 3 ZIP codes. HUD sets these per ZIP code (Small Area Fair Market Rents), so they differ across the city.
These are HUD's figures, effective 2026-10-01. A housing authority sets its own payment standard, normally between 90% and 110% of them (higher with HUD approval or as a disability accommodation). The voucher then pays the lower of that standard or the gross rent, minus your total tenant payment (generally 30% of adjusted monthly income).
| ZIP | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| 46032 | $1,650 | $1,860 | $2,140 | $2,770 | $3,380 |
| 46033 | $1,670 | $1,880 | $2,160 | $2,800 | $3,410 |
| 46082 | $1,520 | $1,700 | $1,960 | $2,540 | $3,090 |
Income limits: Hamilton County
Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom