2026–27 Section 8 Rent Limits for 46082

Carmel, IN • Hamilton County • Source: SAFMR

IN / Carmel

How much will Section 8 pay for rent in 46082?

HUD's FY2027 Small Area Fair Market Rents for 46082 (Carmel, IN), effective October 1, 2026, are $1,520 for a studio, $1,700 for 1 bedroom, $1,960 for 2 bedrooms, $2,540 for 3 bedrooms and $3,090 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,764–$2,156 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 46082, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size HUD figure (monthly)
Studio $1,520
1 Bedroom $1,700
2 Bedroom $1,960
3 Bedroom $2,540
4 Bedroom $3,090
Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Hamilton County income limits for Section 8.

Related ZIP Codes in Carmel

Browse other ZIP codes in the same city (hub-and-spoke linking).

4603246033