Schenectady, NY Section 8 Rent Limits 2026–27 by ZIP Code
For 2026–27, HUD's 2-bedroom figure in Schenectady ranges from $1,540 (ZIP 12303) to $1,920 (ZIP 12309), with a median of $1,585 across 10 ZIP codes. HUD sets these per ZIP code (Small Area Fair Market Rents), so they differ across the city.
These are HUD's figures, effective 2026-10-01. A housing authority sets its own payment standard, normally between 90% and 110% of them (higher with HUD approval or as a disability accommodation). The voucher then pays the lower of that standard or the gross rent, minus your total tenant payment (generally 30% of adjusted monthly income).
| ZIP | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| 12301 | $1,150 | $1,320 | $1,590 | $1,890 | $2,090 |
| 12302 | $1,220 | $1,400 | $1,680 | $2,000 | $2,210 |
| 12303 | $1,110 | $1,280 | $1,540 | $1,840 | $2,030 |
| 12304 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 |
| 12305 | $1,100 | $1,280 | $1,540 | $1,840 | $2,030 |
| 12306 | $1,180 | $1,360 | $1,630 | $1,940 | $2,140 |
| 12307 | $1,110 | $1,280 | $1,540 | $1,840 | $2,030 |
| 12308 | $1,140 | $1,320 | $1,580 | $1,880 | $2,080 |
| 12309 | $1,390 | $1,600 | $1,920 | $2,290 | $2,520 |
| 12345 | $1,150 | $1,320 | $1,590 | $1,890 | $2,090 |
Income limits: Schenectady County
Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom