2026–27 Section 8 Rent Limits for 12306

Schenectady, NY • Schenectady County • Source: SAFMR

NY / Schenectady

How much will Section 8 pay for rent in 12306?

HUD's FY2027 Small Area Fair Market Rents for 12306 (Schenectady, NY), effective October 1, 2026, are $1,180 for a studio, $1,360 for 1 bedroom, $1,630 for 2 bedrooms, $1,940 for 3 bedrooms and $2,140 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,467–$1,793 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 12306, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size HUD figure (monthly)
Studio $1,180
1 Bedroom $1,360
2 Bedroom $1,630
3 Bedroom $1,940
4 Bedroom $2,140
Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Schenectady County income limits for Section 8.

Related ZIP Codes in Schenectady

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