2026–27 Section 8 Rent Limits for 38138

Germantown, TN • Shelby County • Source: SAFMR

How much will Section 8 pay for rent in 38138?

HUD's FY2027 Small Area Fair Market Rents for 38138 (Germantown, TN), effective October 1, 2026, are $1,570 for a studio, $1,710 for 1 bedroom, $1,870 for 2 bedrooms, $2,470 for 3 bedrooms and $2,850 for 4 bedrooms a month. These are gross rents: rent plus any utilities the tenant pays.

Your housing authority turns these into its payment standard — the most the voucher counts toward rent — normally between 90% and 110% of HUD's figure, so about $1,683–$2,057 for a 2-bedroom here. Moving to Work agencies can set theirs outside that range. You usually pay about 30% of your adjusted income plus any amount the gross rent is above the payment standard, and at move-in your share can't exceed 40% of adjusted monthly income. Confirm the amount with your housing authority.

HUD Small Area FMRs by bedroom (FY2027)

Monthly gross rent figures published by HUD for 38138, effective October 1, 2026. They are the benchmark for payment standards, not a cap on the rent a landlord can charge.

Unit Size	HUD figure (monthly)
Studio	$1,570
1 Bedroom	$1,710
2 Bedroom	$1,870
3 Bedroom	$2,470
4 Bedroom	$2,850

Effective date: 2026-10-01. Always confirm with your local PHA.

Voucher amounts nationwide by unit size: Studio · 1 Bedroom · 2 Bedroom · 3 Bedroom · 4 Bedroom

Do you qualify? See the Shelby County income limits for Section 8.

Related ZIP Codes in Germantown

Browse other ZIP codes in the same city (hub-and-spoke linking).

38139 38183