SDHC Payment Standards 2026–27

SDHC's published payment standards (effective July 1, 2024)

Monthly amounts by ZIP code, as published by SDHC. Source: SDHC Payment Standards and Income Limits (HCV payment standards by ZIP) (read October 15, 2026). SDHC may revise its schedule; your voucher paperwork is final.

HUD rent figures for the City of San Diego

HUD Small Area Fair Market Rents (SAFMRs), FY2027 (effective Oct 1, 2026), across 32 ZIP codes. The 90–110% column is the basic range for the median ZIP. As a Moving to Work agency, SDHC can set payment standards outside it.

92037 La Jolla
$3,38092101 San Diego
$4,09092102 San Diego
$2,70092103 San Diego
$3,21092104 San Diego
$2,91092105 San Diego
$2,29092106 San Diego
$2,93092107 San Diego
$3,17092108 San Diego
$4,12092109 San Diego
$3,48092110 San Diego
$3,25092111 San Diego
$2,82092113 San Diego
$2,24092114 San Diego
$2,42092115 San Diego
$2,65092116 San Diego
$2,86092117 San Diego
$2,81092119 San Diego
$2,94092120 San Diego
$3,11092121 San Diego
$3,29092122 San Diego
$3,70092123 San Diego
$3,59092124 San Diego
$4,01092126 San Diego
$3,48092127 San Diego
$3,41092128 San Diego
$3,61092129 San Diego
$3,09092130 San Diego
$4,23092131 San Diego
$3,95092139 San Diego
$2,73092154 San Diego
$2,77092173 San Ysidro
$2,310

What is the SDHC payment standard?

SDHC's published 2-bedroom payment standards, effective July 1, 2024, range from $1,986 to $3,905 across 33 ZIP codes (source: SDHC Payment Standards and Income Limits (HCV payment standards by ZIP)). A payment standard is the maximum monthly amount SDHC uses to calculate a voucher's housing assistance for a given unit size. SDHC chooses its payment standards, and HUD rules (24 CFR 982.503) normally require them to fall between 90% and 110% of HUD's Fair Market Rent for the area (the metro-wide FMR, or ZIP-level Small Area FMRs where the authority uses them) — the "basic range". An authority can go above 110% only with an exception payment standard approved by HUD or allowed by HUD notice. SDHC is a HUD Moving to Work (MTW) agency, so it can use MTW flexibility to set payment standards outside that usual range.

Why might SDHC's published amounts differ from the HUD figures on this page?

The figures here are HUD's FY2027 (effective Oct 1, 2026) Small Area FMRs. SDHC sets its own amounts as a percentage of these (anywhere in the 90–110% basic range), and it adopts new amounts on its own schedule. As a Moving to Work agency, SDHC may also use local payment standards that differ from the basic range. Always use SDHC's own published schedule for your actual voucher amount.

Where can I find SDHC's official payment standard schedule?

On SDHC's website (https://www.sdhc.org) or from your caseworker. Voucher holders also receive the amount for their unit size in their briefing packet.

Does a higher payment standard mean the voucher pays more of my rent?

It raises the ceiling. The housing assistance payment is the lower of the payment standard or the unit's gross rent (rent plus tenant-paid utilities), minus your total tenant payment — usually about 30% of adjusted monthly income (24 CFR 982.505). If a unit's gross rent is above the payment standard, you pay the difference, and at initial lease-up your share can't exceed 40% of adjusted monthly income.

Why do the amounts change by ZIP code?

HUD publishes Small Area FMRs for each ZIP code in SDHC's area rather than one figure for the whole metro area. Some authorities are required to use them and others may choose to; where an authority uses them, its payment standards vary by ZIP too, so higher-rent neighborhoods get higher ceilings. Check SDHC's schedule for the ZIP of the unit, not where you live now.